What are gift cards?

Gift cards are prepaid stored-value cards, usually issued by a retailer or bank, to be used for purchases within a particular store or related businesses. They typically look like credit cards with specific designs.

What types of gift cards are available?

There are two main types:

• Closed-loop gift cards: Can only be used at specific retailers
• Open-loop gift cards: Carry payment network logos (Visa®, Mastercard®, American Express®) and can be used virtually anywhere

Additionally, gift cards can be physical (plastic cards) or digital (e-gift cards delivered via email).

Where can I buy gift cards?

Gift cards can be purchased from:

• Directly from retailers (in-store or online)
• Grocery stores, pharmacies, and convenience stores
• Bank websites or mobile banking apps
• Wholesale clubs

We recommend purchasing from official retailers or established businesses for security.

Do gift cards expire?

It depends on the card and issuer:

• In the United States, federal law prohibits gift cards from expiring before five years from activation
• Some store-specific gift cards may never expire
• Bank-issued cards often have expiration dates (typically at least 5 years)
• Some cards may charge inactivity fees after certain periods

Always check the terms and conditions of your specific gift card.

How do I use a gift card?

Usage depends on the card type:

• Physical cards: Present at checkout in-store, or enter card number online
• Digital cards: Use the code provided in email during online checkout
• Cards with magnetic strips: Swipe at payment terminal
• Cards with chips: Insert into chip reader

How can I check my gift card balance?

Several ways to check balance:

• Visit the retailer's website and look for "Gift Card Balance"
• Call the customer service number on the back of the card
• Check in-store at a register or customer service desk
• Use the retailer's mobile app if available

Can I make a partial payment with a gift card?

Yes, most retailers allow partial payments. If your purchase exceeds your balance, you can typically pay the remaining amount with another payment method.

How can I protect my gift card?

To protect your gift card:

• Keep the receipt as proof of purchase
• Register the card if that option is available
• Don't share the card number, PIN, or security code
• Be cautious of requests for gift card information
• Use cards promptly to reduce risk
• Take photos of front and back as backup

What are common gift card scams?

Common scams include:

• Tampered cards: Scammers record card information in-store
• Payment scams: Fraudsters demand gift cards as payment
• Fake giveaways: Scam emails offering free gift cards
• Verification scams: Calls claiming to verify card information

Remember: legitimate businesses never require payment via gift cards.

What if my gift card is lost or stolen?

If your card is lost or stolen:

1. Report it immediately to the retailer or card issuer
2. Provide your receipt and card information if available
3. Follow the issuer's replacement procedure
4. Be prepared to show proof of purchase

Recovery options depend on issuer policies. Registered cards typically offer better protection.

What is GiftStack.org?

GiftStack.org is an educational website dedicated to providing comprehensive information about gift cards through guides, safety tips, and practical advice.

Does GiftStack.org sell gift cards?

No. GiftStack.org is strictly an educational resource. We do not sell gift cards, process payments, or facilitate transactions. We provide information only.

How can I contact GiftStack.org?

You can contact us through:

• Email: [email protected]
• Phone: +1 (650) 555-0142
• Contact form on our Contact page